Racial disparities in housing have deep historical roots in the United States. In nearly every state, people of color have lower homeownership rates than white households. The fact that homes in predominantly Black neighborhoods are valued at almost $50,000 less than those in primarily White communities only serves to exacerbate…...
Dismantling Bias: Unconscious Bias Training for a Fairer Insurance Industry
Racial bias is one of the reasons African Americans pay more for insurance while facing debt collection at high rates. A study by the Consumer Federation of America shows that insurance premiums are 70% higher in communities where African Americans make up at least three-quarters of the population than in…...