In the pursuit of higher education, students of color encounter a myriad of challenges that stem from deeply ingrained racial disparities within academic institutions. These challenges are particularly pronounced in predominantly white institutions (PWIs), where students of color often find themselves navigating an environment that lacks cultural representation and systemic…...
Giving Back to Underserved Communities This Holiday Season
The holiday season is not just a time for festive cheer but an opportunity to make a meaningful impact on underserved communities. As you plan your celebrations, consider the impactful ways you can contribute to underserved communities, as well as minority groups and people of color. Let’s explore three avenues…...
Bridging the Gap: Higher Education in Underserved Communities
As we all know, access to higher education is crucial for personal and societal growth. That said, a glaring disparity persists between underserved communities and their more privileged counterparts. Recent studies have shed light on this issue, revealing that students from underserved populations are less inclined to pursue education beyond…...
Racial Inequities in Housing: What can Additional Funding do?
Racial disparities in housing have deep historical roots in the United States. In nearly every state, people of color have lower homeownership rates than white households. The fact that homes in predominantly Black neighborhoods are valued at almost $50,000 less than those in primarily White communities only serves to exacerbate…...
The Value of HBCU Mentorship Programs to Students of Color
HBCUs (Historically Black Colleges and Universities) have long played a crucial role in ensuring students of color get the much-needed education and mentorship. The main goal of HCBU mentorship programs is to offer education and societal guidance to students of color who face serious racial segregation. That said, HBCU mentorship…...
Starting an Insurance Agency: What You Need to Know
Establishing and running an insurance agency is a highly profitable venture, thanks to its consistent demand. It is also a great avenue for recurring revenue and can provide the financial security and stability you require in a career. Once you decide the type of insurance product you are going to…...
Racial Disparity and Disaster Relief: Finding a More Equitable Approach
With data showing natural disasters are on the rise, climate change is here, and it is real. Meanwhile, marginalized and underserved communities are increasingly facing disproportionate impacts from natural disasters. These communities also receive disproportionate relief and assistance following the aftermath of disasters, as a result of systemic and socioeconomic…...
Dismantling Bias: Unconscious Bias Training for a Fairer Insurance Industry
Racial bias is one of the reasons African Americans pay more for insurance while facing debt collection at high rates. A study by the Consumer Federation of America shows that insurance premiums are 70% higher in communities where African Americans make up at least three-quarters of the population than in…...
From Classroom to Boardroom: Strengthening Insurance Education and Career Opportunities for Students of Color
Increasing career opportunities for students of color should bring together policy makers, non-government organizations, educational institutions, and individuals if the goal is to create inclusive and equitable workplaces, educational landscapes, and communities in America. With equal access to quality education, students of color can secure a plethora of job opportunities.…...
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